How to get a mortgage if you are an older borrower Getting a mortgage can be more difficult when you get closer to retirement. Here is how to find one whether you want to move house or remortgage your current home. If you need to get out of a mortgage because of a relationship breakdown, read our guide to quick mortgage calculator . What is the age limit for getting a mortgage? There is no maximum age for applying for a mortgage. Be that as it may, most moneylenders have their own particular age limits: When you take out the mortgage: Usually a maximum age of 65 to 80 When the mortgage term closes: Usually a maximum age of 70 to 85 This implies regardless of whether you are below the maximum age for a mortgage, its term could be restricted by how old you are. For example, on the off chance that you are 60 and need a mortgage that must be paid off before you achieve 70, its term could be close to ten years. You have a superior possibility of being accepted in the ev